Shop Pay — White River Hardwoods Skip to content
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Shop Pay

What is Shop Pay and How does it works

Shop Pay is a service that allows White River Hardwoods customers the ability to make purchases now and pay in four equal installments every two weeks, without any interest. Approval to use Shop Pay for payment is instant and your order is shipped within our shipping timeframe. The four equal payments will be processed on your debit or credit card (Visa or Mastercard) by Shop Pay every two weeks after the order is placed.

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

Fees or penalties

There are no additional charges, interest rates, or late fees. You can pay your balance off early without penalty. However, if you make a partial payment or late payment, then future applications to use Shop Pay Installments might be affected.

Credit scores and eligibility

Your credit scores aren't affected if you use Shop Pay Installments. However, if you don’t pay an installment, or you make a late payment, then your eligibility for making purchases using Shop Pay Installments in the future might be affected.